Fintech applications have become part of our everyday lives—whether we’re managing our bank accounts, taking out loans, investing, or buying insurance. We expect them to be transparent, easy to use, and ethical. But the truth is, not every app plays fair. Some use manipulative design tricks called “dark patterns” to push us into actions we…

The spread of contactless bank cards (NFC-enabled cards) has revolutionized payments, making shopping faster, more convenient, and in many cases more hygienic. However, alongside this development, stories have emerged claiming that fraudsters can deduct money from our cards—even through our pockets—by bringing a mobile terminal close to us. But how real is this threat in…